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I've got an IDEA!

Alright people, as most of you know. I'm a SAHM (Stay-at-home-mom). My husband works his BUTT off to allow me to do so, usually Mon-Sat. 

We have BIG PLANS for our family, and want to give Hasting everything that we never had growing up. We want to take him to Disney, provide for him to play sports, have mommy/daddy playdates, etc. Of course all this takes money (esp. trips), and with us on an under $30,000/year budget it seems a little hard. So with that being said:

We are going to HARDCORE start to budget.

Here is the plan:

1. Open up a new checking/saving account for all our irregular expenses. (Christmas, birthday's, car maintenance, medical bills, clothing, etc.)  
2. Calculate what we would like to spend in each category & divide by 12. This is how much $ we should be depositing into this account on a monthly basis.
3. Money left in the primary account is for gas, groceries, power, etc.
4. Chad & I will allow ourselves ONE date night/week. CHEAP dates. Plenty of ideas are all over the web.
5. Budget groceries. Make weekly dinner menus & ONLY spend $50/week at the grocery store. Choose a specific day to go shopping. (We get our sales papers on tuesday, so possibly choose wed or thurs to shop).

Of course, I have YET to go over this with my husband, but I know he will agree :)  

My inspiration to do this came from pinterest. I found a blog that a mom did who was living on a budget of $28,000/year with a family of six. Check it out.

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